Wellness Corner

We all know that health insurance rates go up when we have pre-existing conditions. However, did you know that there’s a possibility that your health insurance rates could go down if you engage in a regular health and wellness plan? CNN Money recently reported on the fact that one of the newest trends in health insurance is to offer incentives for health behavior (as well as penalties for unhealthy behavior). This means that getting started on a wellness plan now can not only make you feel better physically but it can reduce your financial strain and make you feel better emotionally as well!

The CNN Money report discusses the findings of consulting firm Watson Wyatt Worldwide which found that nearly 50% of employers currently offer financial incentives to employees who make healthy lifestyle choices. This number if expected to increase to 75% of employers in 2008. If your employer isn’t one of the ones who offers such incentives, you should bring up the article and discuss the issue. After all, it’s in the best interest of the company to have healthy employees and that is best achieved through preventative health measures like a regular wellness plan.

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